A simple way to understand how your money actually works
Most people don’t struggle with money because they’re irresponsible.
They struggle because their cash flow lacks structure.
Bills come out automatically.
Spending happens unevenly.
And what’s left over never quite feels clear.
The Cash Flow Snapshot is a short, guided worksheet designed to help you see — at a glance — how your money is working month to month.
Not perfect numbers.
Not budgeting.
Not tracking every transaction.
Just clarity.
What the Cash Flow Snapshot Helps Uncover
In about 10 minutes, it helps identify:
- what’s coming in each month
- what’s already committed
- what’s actually flexible (and what isn’t)
- where pressure shows up first
- whether your current structure still makes sense
For many people, this is the missing piece between:
“On paper, this should work”
and
“Why does this still feel tight?”
Who This Is For
The Cash Flow Snapshot is especially helpful if you:
- are buying or refinancing a home
- feel cash-flow pressure despite decent income
- rely on credit cards to smooth out monthly swings
- want to know whether restructuring or refinancing could help
- want your money to feel more predictable
You don’t need perfect answers — just your best estimates.
How This Fits Into My Process
When I help clients with a mortgage, rate is only part of the conversation.
Understanding cash flow allows me to:
- recommend mortgage structures that actually fit real life
- identify when a refinance or restructure makes sense
- design solutions that improve monthly comfort, not just numbers
The Cash Flow Snapshot helps make those conversations more focused, more personalized, and more effective.
How to Access the Cash Flow Snapshot
This worksheet isn’t meant to be downloaded casually or filled out without context.
If you’d like access, simply email me at
lisa@lisareynoldsmortgages.ca
Use the subject line:
“Send me the Cash Flow Snapshot”
I’ll send it directly and explain how to use it properly.
Want Help Reviewing It?
If you’d like support reviewing your snapshot — or understanding what it means for your mortgage or cash flow — we can walk through it together.
Book a call here:
www.chatwithlisareynolds.ca
