Is it the Spring? Is it the Fall? Is it this year? Is it next? There’s no magic time. The safe answer: The right time to buy is when you can afford it. Home ownership can be fantastic but it can also be stressful if you’re not financially ready for […]
Yearly Archives: 2021
25 posts
Often times, we want to go after the lowest mortgage rate. The rate is only one piece of the mortgage package. There is more to the terms of a mortgage than just the rate. Questions that you should consider include: What is the difference between term and amortization? Are terms […]
My credit score is low so I will never qualify for a mortgage? – Fact or Fiction? You just may qualify for a mortgage even if your credit score is low. Rates and terms are typically more restricted with a lower credit score, but with some good budgeting, you can […]
As expected, the Bank of Canada held its rate today at a 1/4 percent. There is some positive outlook as the COVID-19 vaccine begins a rollout; however, the extent of the pandemic globally is still a major concern for recovery. Here are a few highlights taken from the announcement: The […]
This year, I encourage you not to set any resolutions. Yes, that is exactly what I said, do not set any resolutions. Let me explain. We all know we start the year and our resolutions with great intention; however, a large percentage of us will fall off the wagon. So […]
